You don't need us to tell you that times are hard. The current downturn in the economy has seen many people struggle to keep afloat. With an insolvency specialist now as part of the ABC team we are able to help you negotiate a payment plan with your creditors, freezing any interest and penalties they may be applying to your accounts.

N.B this is neither an IVA nor formal bankruptcy, which means that your credit history will not be severely damaged and you will not be at risk of losing your home.

If you are in financial troubles yet don’t want to lose your home and assets call ABC now to arrange this bespoke insolvency solution.

Optionally, if you are in financial hardship can’t see a way out and have no assets then bankruptcy could be an option for you. It may be possible to wipe the slate clean! Call ABC to now to make sure 2009 is a happier one.